It's very interesting I just found this thread. I also work for a class 1 railroad, I started when I was 19 and have saved a lot of money over the years to put me in the position I am in now. My wife will be a nurse practitioner in about 2 years, which has me considering quitting and going back to school because we will have everything paid off at that point. I was actually considering going back to school for finance, although the cfa seems very intimidating to me, I was looking more towards being a cfp. The railroad industry keeps getting worse in my opinion, and the home life is terrible. I'm sure t-rav can attest to that! By the way I just turned 30.