Notices

Home Owner's Insurance

Thread Tools
 
Old 11-04-2009, 08:39 PM
  #1  
Registered
Thread Starter
 
Join Date: Jul 2005
Location: CT
Posts: 571
Likes: 0
Received 0 Likes on 0 Posts
Default Home Owner's Insurance

Folks, I want to shop around for new home owner's insurance. I was always happy with my current co. (USAA) until this year. Last winter I had to file my very FIRST claim for a flooded basement. My premium for this year went up 50%!!!!!!!! Not 40, not 45, not 47.........50%!!!!

Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???

Appreciate any info! Thx.
BowenCT is offline  
Old 11-05-2009, 01:41 AM
  #2  
Charter Member # 55
Charter Member
 
Griff's Avatar
 
Join Date: Oct 2000
Location: Omaha/LOTO
Posts: 19,556
Received 1,821 Likes on 907 Posts
Default

I ahve always been happy with State Farm. They have the best claims service and I have never had any extreme rate jumps. They did raise my deductible to 2% at one point because I'd made about 3 claims over 4 years. All claims were under 10k total.
Griff is offline  
Old 11-05-2009, 08:20 AM
  #3  
Registered
Thread Starter
 
Join Date: Jul 2005
Location: CT
Posts: 571
Likes: 0
Received 0 Likes on 0 Posts
Default

Griff, mechanical advice and advice on insurance! Thanks man.
BowenCT is offline  
Old 11-05-2009, 08:33 AM
  #4  
HP Marine Ins. Specialist
 
Join Date: Mar 2008
Location: Insuring any kind of boat
Posts: 985
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by BowenCT
Folks, I want to shop around for new home owner's insurance. I was always happy with my current co. (USAA) until this year. Last winter I had to file my very FIRST claim for a flooded basement. My premium for this year went up 50%!!!!!!!! Not 40, not 45, not 47.........50%!!!!

Anyone working with a co. that they are very happy with? One that they would recommend to family?? One who has been there for them, but who seems to have aggressive rates???

Appreciate any info! Thx.

www.safeco.com

they have EXCELLENT claims service.
WakezoneINS is offline  
Old 11-05-2009, 10:31 AM
  #5  
Offshoreonly Advertiser
Offshoreonly Advertiser
 
Join Date: Jan 2001
Location: spring valley,ny usa
Posts: 2,063
Likes: 0
Received 25 Likes on 12 Posts
Default

How valuable is your house,our agency insures many houses in GREENWICH.
sy goldberg is offline  
Old 11-05-2009, 04:46 PM
  #6  
Registered
Thread Starter
 
Join Date: Jul 2005
Location: CT
Posts: 571
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by sy goldberg
How valuable is your house,our agency insures many houses in GREENWICH.
Yeah, so. Is that supposed to be some kind of pitch? Weak at best. And you had to put GREENWICH in caps.....? Totally missing your point.
BowenCT is offline  
Old 11-05-2009, 05:15 PM
  #7  
Offshoreonly Advertiser
Offshoreonly Advertiser
 
Join Date: Jan 2001
Location: spring valley,ny usa
Posts: 2,063
Likes: 0
Received 25 Likes on 12 Posts
Default Pitch ?

I was just trying to find out if your home fit in with the carriers that we use.I have my 3 homes with CHARTIS and we have others.I'm sorry that you took this the wrong way as I was just trying to give you the right advice.I am far too busy writing boat insurance to get involved writing a stand alone HO-3 policy.
sy goldberg is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.