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Want to refinance

Old 04-26-2011, 12:03 PM
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Default Want to refinance

We (The wife and I) would like to try and get a lower rate on our boat loan. It's a 2000 32 fever, and we are at 7.25% right now. Was checking with our credit unions and they couldn't beat the rate but our credit score came back at 813 and 831.

Anything out there lower?
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Old 04-26-2011, 12:18 PM
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Costco offers as low as 5.44% on refies through Essex

https://www.essexcredit.com/costco/
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Old 04-26-2011, 12:23 PM
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Chit I need to join a costco!
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Old 04-26-2011, 12:34 PM
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Originally Posted by LuauLounge
Costco offers as low as 5.44% on refies through Essex

https://www.essexcredit.com/costco/
whats the requirements to become a member
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Old 04-26-2011, 04:37 PM
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Originally Posted by fctyson0
whats the requirements to become a member
Simply pay them $50 for your membership card and you're a "member"

If you opt to get the $100 membership you get 2% cash back on all of your purchases at costco including gas....if you shop there a lot... it's worth it.
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Old 04-26-2011, 10:20 PM
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Originally Posted by WakezoneINS
Simply pay them $50 for your membership card and you're a "member"

If you opt to get the $100 membership you get 2% cash back on all of your purchases at costco including gas....if you shop there a lot... it's worth it.
never seen one in my area
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Old 04-26-2011, 10:28 PM
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we joined tonight, I am trying it tomorrow,
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Old 04-26-2011, 10:58 PM
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Costco is a great company. I joined over 20 years ago....
My favorite story, I bought a battery (boat) and it died during the warranty period. I took it to the returns desk and they said, oh, the price has gone up $5. So, here is the price you paid, plus $5....
That did it for me...
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Old 04-27-2011, 01:35 PM
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Originally Posted by LuauLounge
Costco offers as low as 5.44% on refies through Essex

https://www.essexcredit.com/costco/
Well I applied, lets see what happens.
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Old 04-28-2011, 08:20 PM
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How far out do they go? Do they do 180-240?
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