wjb21ndtown

I have too, but only 2nd hand info. I haven't heard anyone tell me a specific problem that they had personally with the company.

JasonSmith

I had a theft they denied. I couldn't produce a suspect so I turned into one. Bad deal all the way around. They lost all my business.

AIR TIME

meeeeeeee tooooooo. it was such a nice hull and most of the new ones were 20grand more than I thought they were worth, since one was unfinished 07 hull another not built since the 70s, another was not finished with molds and my favorite was the joker 28 but it was about 10gs to much for me and had a full cabin the others were going to be unfinished.I will be stuck with this boat for good cause the konrad ace is a big cut out, so I would have to redo the transom for a bravo set up. hey I still have AIRTIME all wrapped up and will always keep it and phuck with it. maybe make it into a straight class 6 race boat. Iwas thinking of glassing the deck and hull like the SABER is and make the extra bulkheads and two or three seater make room in the bilge for a blower set up cause I had it designed. and keeping the old drive and move up the X instead of a shortie it will land flater like it did with the shortie. a friends got coverage for his 79 superboat 24 so maybe theres hope. what sucks is replacement of the ace drive set up and motor is north of 70,000 new, I just hope I got the X right and speed is north of 110 with small pulley and at 100 with the big. this hull is stable over a 100 but with twins bravos and 4s or 5s on them hope irs the same well thanks jason always liked the 29s.

Paisan

Hey guys, I had my boat with American Modern Insurance. DO NOT GET THEM. I forget who the broker was, but it wasn't Stacy I don't think.

I did have agreed upon value, but check the policy and make sure that they do not hammer you for "prior damage or non-maintained boat". Also get a notorized survey of the boat and insist that the company come out and give you their approval of the boat before they insure it.

I only had my boat for about 6 months, with a survey from a year prior. After the accident their "expert" claimed that the smack on the bottom and stringer issue was due to prior damage or non maintenance and denied my claim. We are still taking them to arbitration because our arguement is that they should have either inspected it or required a new survey BEFORE they took me on as an insured and once they did, they were responsible for any damage that occured.

Anyway just get all your paperwork lined up beforehand. My lawyer said that Allstate is probably the best insurance company to deal with in terms of getting payout if you are insured with them. If you are fighting Allstate, he said they are the worst.

-mike

pwam1

Quote:

Hey guys, I had my boat with American Modern Insurance. DO NOT GET THEM. I forget who the broker was, but it wasn't Stacy I don't think.

I was actuallyl referring to American Modern.
I had Stacy give me a quote on my 33 last year, and the underwriter she chose was American Modern.

WakezoneINS

Thank you for clarifying for EVERYONE here that WAKE ZONE wasn't the broker for your policy. Because we weren't. Every claim that our clients have filed with American Modern has been paid out and settled fairly. I'm sorry that your claim did not work out the same way. I sure hope that the agent/broker you chose to work with is going to bat for you on the claim



Pwam1 - I promise I am not trying to be rude by saying this... but I would suggest that before you "drag someone through the mud" by making a comment like you initially did that you double check and ensure that you are posting accurate info, especially when it is someone's business and reputation you are posting about.

While one person's claim experience with a company wasn't good, doesn't mean that the next person's won't be. I can provide you with many clients who have been extremely pleased with their claim handling with American Modern. Each claim situation is different, just my opinion....

Anyways, All i am saying is that someone may have seen your first post and then never saw Mike's follow up post stating that it was NOT WAKE ZONE... now, someone has an inaccurate/incorrect perseption of my agency because of the comment that you posted... I'm sure you can appreciate my position on this...- Thank you.[/QUOTE]

pwam1

[

Quote:

B]

Quote:

Pwam1 - I promise I am not trying to be rude by saying this... but I would suggest that before you "drag someone through the mud" by making a comment like you initially did that you double check and ensure that you are posting accurate info, especially when it is someone's business and reputation you are posting about.

[/QUOTE][/B]

Okay, since you want to get personal, here goes.
I have communicated with you twice about boat insurance. The first time, I couldn't get YOU to return my emails. Finally got you by phone. After claiming you could beat everyone's price, you couldn't come close to the deal I had with Erie.
The second time, you quoted me, you were actually close to Erie in price, but with a lay-up. When you finally disclosed that the underwriter was Modern, I questioned you about Paison's problem with them.
You're response was that everybody has problems from time to time, and you were sure that it wasn't a problem with Modern, because you had never had any problems. I did not receive an indication of why Paison was having a problem with them, which is really what I was looking for.
IMO, if you are basing YOUR reputation on Modern's history, YOU have a problem. And, if you don't want to be questioned about it, don't come on these forums claiming to be god's gift to boat insurance.

WakezoneINS

Phil,
I was not going “personal” with you.. I had a simple and respectful request that you stop saying that we were the AGENT on Mike’s claim with American Modern. I am not going to continue going back and forth with you. You first request to our agency dates back to 2007 at which time we didn’t even represent American Modern. Anyways, if there is something personal you would like to say to me or ask me, then please call or email. I will be more than happy to chat with you.

I was very respectful of you and would expect to be treated in the same way. You contacted me in 2007. If you were unable to reach me or I was slow to respond, I am sorry, I was a one woman show then and sometimes got back logged… could happen to anyone.  I’ve worked very hard over the past 3 years to ensure that we are very responsive and believe that 99% of the time we are. No one is perfect. Again, I am sorry if we couldn’t help you with your insurance.

As an agent I can only give advice based on MY client’s experiences with an insurance carrier. My response to you (according to our E&O logs) was that “Everyone's claim situation is unique and that I don’t know what happened on his claim but that my client’s claims have all been settled satisfactorily and have gotten positive feedback.”

The bottom line is: I was not the agent on Mike’s claim, you stated I was which was incorrect information. I was simply asking that you be courteous and only post factual posts since the initial was incorrect. I am sorry if you took my reponse/request to you as a personal attack, it was not intended to be that. I’m done with this conversation as it is going nowhere positive.

Paisan

[/QUOTE]

Nope they aren't they are letting us deal with AM ourselves and AM basically said "FU, it isn't covered" I spent my life savings on this boat, insured it like I was supposed to and then had it all flushed due to AM. I tried to actually save the boat by driving it back to shore, next time I won't I'll let it sink and they can figure out what to do with it at the bottom of the ocean!



-mike