I have to agree with Boomer. Sure it was apparently unsafe; however, it's done, no one died, and he's going to hopefully learn fromthe experience. "Life coaching" can be a muthaf*****
Bro, sorry about your mishap. Hope your wife and all involved recover fully.
If your lucky, your wife will again boats with you.
Forget the boat, if you're real lucky, she won't cut you off for life (lol).
I was rummaging around on the net looking for Otterbox gerar, and found this site:
http://www.altrec.com/nrs/anti-gravity-shirt
Tht link is to an under the PFD shirt desigend to add bouyancy, warmth, and apparently, some degree of impact protection.
I know nothing at all about it personally, but hopefully, it will aid in your search.
Stay safe.
...Skipper