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Old 07-08-2008, 01:07 PM
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Sounds like both of your insurance rates are pretty good, gives me some hope of not paying $2500 a year for an HO like I keep hearing (27, single, no cat experience)

I wonder if having the 25 over the 26 makes a difference?
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Old 07-08-2008, 01:21 PM
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Originally Posted by rlj676
Sounds like both of your insurance rates are pretty good, gives me some hope of not paying $2500 a year for an HO like I keep hearing (27, single, no cat experience)

I wonder if having the 25 over the 26 makes a difference?
Alot has to do with the overall length to horsepower ratio. so in many cases a 26 would be cheaper than a 25. Another major factor is overall cost of the boat they are insuring.
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Old 07-08-2008, 02:13 PM
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Originally Posted by QWKRN U
Alot has to do with the overall length to horsepower ratio. so in many cases a 26 would be cheaper than a 25. Another major factor is overall cost of the boat they are insuring.
That's what I would assume, but I know some companies have some cutoff at 26 where it's a new category or something like that.

All I know is one person I've spoke with who does high performance boats wouldn't even quote me for a 26 with an HO, and I've been waiting for over 2 weeks to get a quote from my current insurance guy.

Looks like I need to call Elton Porter for sure, but I've just been taking my time looking as it's too far in this "summer" here in MI to buy now anyways.
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