Insurance, how much?
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Insurance, how much?
I live/boat Galveson Bay/Upper Texas coast. I run an 06 Lightning with twin 496HO, agreed upon value of 185k, costs me 1650 a year. Progressive told me that if I exceded 1000HP (ie twin525) the cost would blossom to 3700+ a year, thats if
they would even extend coverage on bigger hp? I am also no doubt paying a premium for living/boating in hurricane
teritory. I have a 25 year claimless boating history with boats worth 20K-500K and I also hold a capt license. Trying to get an idea of what other parts of the country are paying. I am thinking about stepping up to bigger boat with bigger HP but the cost of insurance may be a deal breaker
they would even extend coverage on bigger hp? I am also no doubt paying a premium for living/boating in hurricane
teritory. I have a 25 year claimless boating history with boats worth 20K-500K and I also hold a capt license. Trying to get an idea of what other parts of the country are paying. I am thinking about stepping up to bigger boat with bigger HP but the cost of insurance may be a deal breaker
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21 and 42 footers
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I have a 2000 35' Classic with HP500EFI's and it is insured with Allstate, stated value is $115K on the boat @ $714 per year and $10K on the trailer for $202 per year. This is in California and I have 45 years experience.
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Damn..you have chit luck. What happened? Do you think it had anything to do with karma? Specifically you posting naked dudes in the UC?
Last edited by jryan26; 07-15-2007 at 10:48 PM.
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My 05 Lightning with 525's is insured through Liberty Mutual for $173,000 with a yearly premium of $2700. This is based on less than 3 years boating experience. Prior to the Lightning purchase, I had them quote an 04 Sonic 31SS with 496HO's valued at $105,000 with a yearly premium of $1500.
The agent stated the only reason they are insuring my Lightning is because I have my home owner's, auto, and personal umbrella policy with them.
The agent stated the only reason they are insuring my Lightning is because I have my home owner's, auto, and personal umbrella policy with them.
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Call Total Dollar Insurance in New York. They specialize in high performance boat insurance and are excellent brokers. I'm insuring my new Fountain with them and they got a policy for 1/2 of what Boat US wanted to charge. Sy Goldberg is the broker. He is outstanding. Find it on Google.
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Call Total Dollar Insurance in New York. They specialize in high performance boat insurance and are excellent brokers. I'm insuring my new Fountain with them and they got a policy for 1/2 of what Boat US wanted to charge. Sy Goldberg is the broker. He is outstanding. Find it on Google.