Welcome to our world.....
A 242 Formula has a rather roomy cabin. Spent six weeks on one, with my ex wife, back in 94 touring Florida and slept every night on the boat.
Not the fastest 24 footer out there, but few can match it if the water kicks up. Depending on engine package expect top speeds in the 60's, maybe 70.
I had an 85' with twin small blocks. Loved the boat. You could fine a nice one in your price range and Formula builds an extremely high quality boat. Just my two cents, from experience.