Financing for that dollar amount is usually very simple - 10% down, single page application. Ten years is no problem. You could actually go up to 15 years if you wanted. Typically new and used boat financing is the same up to around ten years old. After that, some banks change their underwriting. Let me know if you have any additional questions or when you are ready, if you would like to move forward. You can reach me at 866-639-2627 x46 or at [email protected].