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  1. #1

    Post Boat Insurance how much

    I have a 27' foot Rayson Craft with a 540 BBC. (about 650 HP) What should I be paying for insurance. The quotes I get are outrageous. Any help?


  2. #2


    call boat-us.. they have me around $900ish a year on my 23' twin 2.5L cat.. Karlton there has helped me out alot

  3. #3

    Thumbs up

    Try Sy - his link is down in one of the conferences at the bottom of the Board's main page -

    Total Dollar Insurance - Sy for President

    I am transitioning from 310 hp to 675 hp, and thought my case was gonna be hopeless. Sy fixed me up - expect to pay, if you wanna play. Speed costs, and it's not just about the hardware you put into the boat.

    Just how much is "outrageous"? Look at it this way - if you are insured through some conventional insurance agency (e.g. State Farm, etc.), and you are flat-out lying about what type of power you have, in a big-time way - you seriously damage your boat, you could be S.O.L. when the adjuster comes to look at it! He'll take a look at that 540 and realize that it's not the Mercruiser 454 Mag that you said you had in there. Food for thought. I was going to play that game, but with all the coin I have tied up in my boat, I don't want to be left hangin dry.

    Depending on your age, etc, etc, you should be able to get something for under $1500/year - just a guess.

    Try Sy - I was straight-up with him about my boat, no BS'ing about hp or speed.


  4. #4


    That's who I use...


  5. #5
    Platinum Member
    Join Date
    Oct 2001


    i have 27 ft checkmate with 500hp motor! i just switched from ERIE to PROGRESSIVE new cost is 530.00 ayear 250.00 cheaper than ERIE BILL

  6. #6
    Charter Member #30 Charter Member Scott's Avatar
    My Boats:
    PQ 38 Avenger
    Join Date
    Oct 2000


    How did you get Progressive to insure you I have tried a couple of times and they have informed me NOTHING over 50mph.How do you get them to pay a claim when they figure this out???
    I have Steps & Bubbles!

  7. #7
    Uncle Toys


    GRB - use the search function, lots of good threads in the past. Then send indivuals private messages - I believe most people don't want to post information publicly. Someone might be watching

  8. #8


    Originally posted by Scott:
    How did you get Progressive to insure you I have tried a couple of times and they have informed me NOTHING over 50mph.How do you get them to pay a claim when they figure this out??? </STRONG>
    Lying about true top speed perhaps?

  9. #9


    Wow Wild Willy that is really cheap my old boat thru Progressive is over $1000 bucks a year. I must be getting screwed I am going to switch to Boat-us when mine comes up in a few months they killed Progressive by almost $300 bucks. Thats a lot of Beer

  10. #10
    Official OSO boat whore Charter Member
    My Boats:
    8' row boat
    Join Date
    Oct 2000
    Mequon, WI


    We just got a new policy through State Farm. Something like $360 a year on a 26' cat with a 470hp 454.

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