Biggus

iTrader: (1)

I am in the process of trying to buy a used Top Gun, our credit is spotless but a good portion of our income is tough to verify. I`m no banker and I was wondering if anyone can help us.

Thanks, Kurt.

Crazyhorse

The banker will probably ask for previous years' tax returns and possibly some bank statements. It shouldn't be a big deal.

Audiofn

Kurto I am crossing my fingures for you my man My credit was all screwed up as I have never pulled my credit report. Come to find out that I own a house and all kinds of other BS. Go pull your credit report just to make sure your credit is as good as you think. My father pulls his every other month to make sure that no one screws up at those places. Now I have tons of work to do to clean up my credit because some never graduated from high school bone head made a wrong entry!!!! Good luck my man. We could use that ride for LOTO LOTO LOTO LOTO

Eric1969

Kurt-
My wife and I just built a new home and I had the same dilemma. About 65-70% of my income is commission. I just thought of something, you said tough to verify, I don't know what that means unless you do alot of work for cash.

They will look at your w-2s and check stubs. What does tough to verify mean?

Brad Zastrow

No Document home loans are easy with large down payments. But boat loans will most likely need proof of income with the typical ratios of total debt to income. May want to look into a home equity loan instead.

Biggus

iTrader: (1)

Thanks for the input guys!
We are probably going to a home equity loan.

Sy, I got your email. Thank you,Kurt.

and if this can happen I`ll give you a call for the insurance

JIM H

essex credit has a no income check loan under 100k