Thats the truthOriginally Posted by Tantrum
I think in this case... Murphy helped Chapman in the writing.Originally Posted by fund razor
What can go wrong will!!!
With great power, comes great responsibility.
Mine is through my homeowner's policy as a rider.Originally Posted by lucky strike
So is my speedboat.
Yeah but doesn't that umbrella policy start only after about $300k from your regular liability and not from zero?Originally Posted by lucky strike
Who is your homeowner's with ?Originally Posted by fund razor
Mine is with Chubb & will not cover speedboats over 23'
I go through a broker and the policy is at home.Originally Posted by lucky strike
They take the payments from my mortgage escrow.
I want to say progressive but I could be wrong.
Changed it from safeco a couple years ago.
I have State Farm 2mil umbrella and yes it picks up after the 300K liab on the boat.
We had a accident here 2 years back when a 30yr girl hit a 42 Fountain, the fountain was sitting still in nowake zone, anyway girl died and the owner of the Fountain is still being sued, all the girls fault but hey its america you can sue anyone for anything. Oh by the way the seadoo to my knowledge never had insurance either. Seriously man think this over hard.
Lucky Strike, contact American National Property and Casualty Ins. co. They will want all your business, home, cars, boats, and Umbrella. The whole ball of wax for me was cheaper than boat only ins. Joe Murray
I think what cigarette275 is asking is if he can go with liability only, in that case he would be covered if someone was injured or killed and came after him.Originally Posted by 27Fountain
If his boat sinks, burns or is stolen he SOL.
To run with out liability coverage "should" be illegal. If you want to run without comprehensive/collision and can eat a total loss, I dont know that I would do it, but thats up to the individule.
[QUOTE=Tantrum]I think what cigarette275 is asking is if he can go with liability only, in that case he would be covered if someone was injured or killed and came after him.
If his boat sinks, burns or is stolen he SOL. EXACTLY
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