Notices

Boat insurance....

Thread Tools
 
Old 04-14-2006, 10:29 AM
  #1  
Registered
Thread Starter
 
Shorgasm's Avatar
 
Join Date: Apr 2001
Location: On the back of a chicks M3..If you're gonna ride my ass at least pull my hair!!
Posts: 1,212
Likes: 0
Received 0 Likes on 0 Posts
Default Boat insurance....

Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?
Shorgasm is offline  
Old 04-14-2006, 12:16 PM
  #2  
Registered
 
kswest's Avatar
 
Join Date: Mar 2006
Location: Washington, DC
Posts: 329
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Boat insurance....

Originally Posted by Shorgasm
Ok, the Bayliner didn't need insurance so i'm new to insuring the boat..Here's where I am at

1995 Crownline 250CR..Home trailer stored locked fenced yard.
100k liability
20k person
1k ded. wind
$250 ded. all other loss

$19k boat/motor
$5k trailer
Owned outright.I've got 20k in it total.
$859yr..$215 qtrly

What are your thoughts on this?..Good quote for the coverage or am I out of the park?
Try progressive.com -- free, only takes a mintue and you don't have to talk to anyone.
kswest is offline  
Old 04-14-2006, 01:51 PM
  #3  
Registered
 
Prater's Avatar
 
Join Date: May 2004
Location: Blanchard, OK
Posts: 1,218
Likes: 0
Received 2 Likes on 1 Post
Default Re: Boat insurance....

I just insured my 1985 357 SR1 through Progressive. I went through my sister who is an independant agent. For agreed value on the survey 34K with a $2500 deductable it was $602 per year. with a $500 ded it was just over $800 per year. You can call her at 405-682-6700. Ask for Angela Prater
Prater is offline  
Old 04-14-2006, 01:54 PM
  #4  
Registered
 
Join Date: May 2005
Location: LOTO Performance Boat Center
Posts: 3,897
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Boat insurance....

Rip off!!!!!!!!!!!! Where do you live?
Magic Medicine is offline  
Old 04-14-2006, 02:19 PM
  #5  
Platinum Member
Platinum Member
 
rainmn's Avatar
 
Join Date: Feb 2001
Location: Manahawkin, NJ
Posts: 2,123
Likes: 0
Received 1 Like on 1 Post
Default Re: Boat insurance....

Sounds high. I just got a quote, literally hours ago, for a 2000 Formula 271. Higher liability limits, higher agreed value, same price you were quoted, almost to the dollar.
I went through USAA, who does all my other insurance. They actually quote for Progressive in some cases, and this was one of them.
rainmn is offline  
Old 04-14-2006, 02:53 PM
  #6  
Registered
Thread Starter
 
Shorgasm's Avatar
 
Join Date: Apr 2001
Location: On the back of a chicks M3..If you're gonna ride my ass at least pull my hair!!
Posts: 1,212
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Boat insurance....

Port Orange Florida..4250 deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim?..I'm trying to trying to weight it out.We are only talking a couple bucks then F it but if it is half then i'll change it.
Shorgasm is offline  
Old 04-14-2006, 02:58 PM
  #7  
Registered
 
Prater's Avatar
 
Join Date: May 2004
Location: Blanchard, OK
Posts: 1,218
Likes: 0
Received 2 Likes on 1 Post
Default Re: Boat insurance....

Originally Posted by Shorgasm
deductible is pretty darn low..I mean what could I save versus the probability of a deductible worthy claim
Thats why my deductible is higher than normal. If I have over $2500 in damage the boat is going to sink...
Prater is offline  
Old 04-14-2006, 03:36 PM
  #8  
Offshoreonly Advertiser
Offshoreonly Advertiser
 
Join Date: Jan 2001
Location: spring valley,ny usa
Posts: 2,063
Likes: 0
Received 25 Likes on 12 Posts
Default Re: Boat insurance....

That's Just What Every Insurance Agent And Company Wants To Hear !
sy goldberg is offline  
Old 04-14-2006, 05:01 PM
  #9  
Registered
 
Join Date: May 2005
Location: LOTO Performance Boat Center
Posts: 3,897
Likes: 0
Received 0 Likes on 0 Posts
Default Re: Boat insurance....

Maybe its the Florida thing, but I pay way less with better coverage on a 28 ft V with 500 hp and I am 28 years old.
Magic Medicine is offline  
Old 04-15-2006, 04:54 PM
  #10  
Registered
 
Prater's Avatar
 
Join Date: May 2004
Location: Blanchard, OK
Posts: 1,218
Likes: 0
Received 2 Likes on 1 Post
Default Re: Boat insurance....

Sy, Sorry I was just joking.
Prater is offline  


Quick Reply: Boat insurance....


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.