This means that the insurance comapny assumes that all of your engines and drive train are 100% stock UNLESS you advise them of modifications that have been made.Originally Posted by Bad Girl
I.E. - You insure your boat as a 38 Cig with 500hps. Then you throw some small blowers on them AFTER THE FACT, run the boat for a while and then have a claim. Unless you notified the insurance company of the blowers in writing, the insurance company does not have to pay your claim.
This also goes for people who claim 1000hp but are running 1250hp. If you have an accident and it is verified that your HP was not what was presented originally....you are S.O.L