Originally Posted by fountain40icbm
You pay the piper for your experience. The bottom line is that's what it costs to own one, period. The insurance will NEVER get cheaper for one. If you want a cat, you pay the costs to own it, or you don't have one.
Your experience in a vee bottom, or your Dad's, is also pretty much irrelevant. The two designs are driven completely differently, and the cat is much faster. They want to make sure your experienced.
Edit: and if you're paying $1500 a year for a Gladiator with anything other than V-6 motors, you're getting an excellent deal.