keep the boat. keep the boat, keep the boat.
Finish school for sure, maybe consider a public college. Use the student loans, they usually have terms of 10 yers and congress is going to re-work so that the intrest rate actaully falls during that time.
Starve, that way you will be nice and thin by the time you graduate. Get some weights to get the cut look. That way when you go out on your boat(you still have it don't you) you won't look like a fatzo.