I will be happy to help, I 'll be in Monday and we can chase this down and I will tell you exactly what is going on, if they are Fing this up we will ditch them and I will help you. I have been doing this for 20 yrs so I can tell in minutes what the hold up is. Are we talking about a home Mortgage? Thats what I do but I can find out anything. My cell is 616-886-0077 and my direct at the bank is 616-772-2192 email is [email protected] . Call me in the am and we will get to the bottom of this. I am sorry about this. Here is how I try to explain these situations...if you are in a race and loose you don't fire the machine, you fire the driver...some people just don't know how to drive. 53 is going thru the same pain as everyone else with this Mortgage scam in the Subprime arena, it has made everyone crank the dial to the extreme, no more gray area, but it still works, you just have to know how to maneuver around it. Make sure you call, I want to help you. On a side note, why don't you post your SS#, address, full name and a few Credit Card #s here so I can start right now..... Believe it or not we have people call who say they gave this info over the phone to "someone who said they worked for the Bank"...then freak out because they know they made a mistake. One guy has done it 3 times to the tune of $35,000. What a tool. Have a great Sunday, it is 70 here at 9am, on it's way to 80.