I know what I'd really like is Bschoe's boat here on the board, but it's missing some of that criteria - mainly the last one.
For me, I don't have a lot of time, don't have a lot of money to throw at it, and just want a hobby. Even if I'm just puttering with it in the backyard, and only going out every few weeks.
When I had my Baja, I was on it 6 out of 7 days. But, circumstances change. I was 12 mins. from the Marina on Erie. I'm now 3 1/2 hr's. And the OH river just isn't the same. Different type of boating. Different type of boat that I want.