I'm the same way with the loading because it's just me. I power it up all the way, back the motor to a high idle (1200rpm in gear), run up to the nose and just hook the winch up and snug it without leaving the deck of the boat. I can just reach down and only need to give it one or 2 turns at most. Then kill the motor, trim up and pull her out. Takes about 1 min at most after I hop out to secure the winch to be out of the water.
Dean.......I know what you mean about the idiot factor. That's why I tend to use the ramp by Grills in the Canveral Inlet and stay AWAY from the Banana River one. The next time I go to BR, it will be with a video camera!!!