I'll address some of the points made in the last couple days:
*I'm no longer using the boat as collateral with her for the loan, so as to completely distance her from any and all liability regarding the boat. She simply gave me a personal loan secured by my Harley. So that's taken care of.
*The fact that I NOW live at home is none of anyone's concern but mine. I moved out when I was 18, had my own apartment until I decided to move back home when I broke up with my girlfriend in the summer of 06 when I was 24. So I've been there, and done that. I don't need a f*cking apartment to validate myself as a man. I could easily sell some toys and buy a place right now. I'm never home anyway. I'm out with my friends, riding my Harley, driving one of my two cars, and having fun. Or I'm at work. All I do is go home to sleep.
*Where I take girls for a nightcap is also none of anyone's concern. If I need to bang a broad, I'll pay for a hotel room, or as Mild Thunder said, I'll drill her on the Pantera.
*I won't worry about old men laughing about how I financed $16,000 on my Pantera. I'm going to be enjoying myself with my friends and endless throngs of 18-22 year old cutie pies that would probably rather be on my old Pantera with me than on some older guy's (insert more expensive boat here.) I'll get way, way more trim with my Pantera than my buddy can get because he has a house. Laugh all you want.
*I sell cars. I'm pacing to make 70K through the worst quarter of the year. Summer selling season starts in a couple days, and what I'm making will go up dramatically. I'll probably make 80k or 90k this year and pay the co*ksucker off by the end of the year. Is that OK with the money police on here? Is that enough money to justify having a boat? Am I WORTHY?