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  1. #1
    Registered mpally's Avatar
    My Boats:
    36 Outlaw
    Join Date
    Oct 2000
    St. Louis/ LOTO

    Small cat insurance

    How much is annual insurance premium on a small cat (25-28 ft) with relatively mild power (500 -800 hp)?

  2. #2
    Registered MikaylaHunterCig's Avatar
    My Boats:
    Playcraft tritoon rockin' 496 H.O.
    Join Date
    Oct 2003
    Pacific / Havasu
    If under 500 hp each motor, registered in Arizona, Stored in Arizona and you have a good driving record and over's very affordable. Like under 1,000 for my 28 w/ twin 496 power.

  3. #3
    Registered Croozin2's Avatar
    My Boats:
    '99 Carbon Fiber Lip-Ship Top Gun
    Join Date
    Nov 2000
    Denham Springs, La.
    Quote Originally Posted by mpally View Post
    How much is annual insurance premium on a small cat (25-28 ft) with relatively mild power (500 -800 hp)?
    Insurance companies don't consider anything over 500hp as "relatively mild power". A stock 496 would probably be a breeze to insure. Any engine with blue paint on it and you're going to run into some aggravation or added expense, or both.

  4. #4
    Registered rlj676's Avatar
    My Boats:
    28 Powerplay - HP500
    Join Date
    Jan 2006
    Royal Oak, MI
    My understanding is if you don't have prior cat ownership even something mild (actually mild like a HO) will still be $4K-ish, and may require a class.

    I would like to find out otherwise though.

  5. #5
    Registered ZBODaytona's Avatar
    My Boats:
    2001, Eliminator, Daytona 28
    Join Date
    Oct 2004
    Leesburg, FL
    don't try and insure it for FL. Hardly any one wants to touch my boat with twin 496 mag ho's. Well let me say resonably.

  6. #6
    Registered User BAJA WILL's Avatar
    My Boats:
    Don't even mention the word boat
    Join Date
    Feb 2001
    Tampa, Indian Shores Beach
    Well remember, the 500efi is rated 470 at the prop, that what I sent my insurance company, under 500 BABY. Just my 2 cents.

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