Florida and boating property
01-04-2009, 12:02 AM
#21
Man, if both of you are right, I know where I'll be moving in two years!
We just spent two weeks in Florida. Went down the east coast, all the way to key west, then back up the west. We loved the keys, but man, it's a long way down there and not the easiest place to get in and out of. Figure in the prices for everything we saw, and it isn't possible for us to consider it. We liked the west coast more than the east, and I liked the area south of Tampa better just based on the winter weather. We're just int he earliest stages of thinking about a winter home down there, figure if the numbers worked out, we would buy a place and rent it out for a while first. If it really goes that cheap, I'd be tempted to move down there find enough work to get by till retirement time!
We just spent two weeks in Florida. Went down the east coast, all the way to key west, then back up the west. We loved the keys, but man, it's a long way down there and not the easiest place to get in and out of. Figure in the prices for everything we saw, and it isn't possible for us to consider it. We liked the west coast more than the east, and I liked the area south of Tampa better just based on the winter weather. We're just int he earliest stages of thinking about a winter home down there, figure if the numbers worked out, we would buy a place and rent it out for a while first. If it really goes that cheap, I'd be tempted to move down there find enough work to get by till retirement time!
http://www.waterfrontwonderland.com/
Last edited by jmackin; 01-04-2009 at 12:22 AM.
01-04-2009, 06:12 AM
#22
I hate the winter!!
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I will able to retire from my job in 4 years. I will be 51 years old then. Hopefully, I will still have a bit of life left in me. I will have a pretty good New York pension. My house is payed for and worth a good amount of money. The plan is to get out of N.Y. and head either south or west to where the cost of living and housing is less expensive than here. Not to mention, the weather here sucks in the winter.
My wife and I just visited the Florida Keys. We loved it. I have been told ( By New Yorkers ) , that Jupiter Fla, is a good choice for Florida living. Boating and weather is great. Is that true? I didnt get a chance to visit Jupiter this time around. ( How about that Jupiter Sunsation ? )
For what my house here is worth, I can easily get something there and have plenty of $$ left for gas. My concern with Fla is the hurricanes. What about home owners and boat insurance, especially if you own water front property? How are the property taxes for water front homes?
My wife and I just visited the Florida Keys. We loved it. I have been told ( By New Yorkers ) , that Jupiter Fla, is a good choice for Florida living. Boating and weather is great. Is that true? I didnt get a chance to visit Jupiter this time around. ( How about that Jupiter Sunsation ? )
For what my house here is worth, I can easily get something there and have plenty of $$ left for gas. My concern with Fla is the hurricanes. What about home owners and boat insurance, especially if you own water front property? How are the property taxes for water front homes?
01-04-2009, 07:56 AM
#23
Charter Member
Charter Member
Well,
Here's my sales pitch,
We have a 3 bedroom/2 full bath, 2 car garage, 1700 sq ft under air, pool home, screened/covered patio, 85' of waterfront, with a dock and 8,000 lbs 30-30' boat lift, on a Protected deep water canal, on east coast, Merritt island, for $335,000 and we are having the new tile floors installed as we speak.
Here a pic.
Here's my sales pitch,
We have a 3 bedroom/2 full bath, 2 car garage, 1700 sq ft under air, pool home, screened/covered patio, 85' of waterfront, with a dock and 8,000 lbs 30-30' boat lift, on a Protected deep water canal, on east coast, Merritt island, for $335,000 and we are having the new tile floors installed as we speak.
Here a pic.
__________________
Everything is for sale @ a certain $$
Everything is for sale @ a certain $$
01-04-2009, 08:09 AM
#24
Gold Member
Funny analogy Jupiter. BTW, Jupiter was my first pick for a town not on the water in Florida. Great town, infrastructure, loved it. North Palm Beach as well as Juno Beach.
GF is from the Melbourne/Vierra area, so we stop down there now that my dad's moved. Different, but nice areas as well can be found. I like Cocoa Beach, golf there quite a bit now. I'll be out of Vermont probably in 4-5 years, and hopefully will be in a position to get a home down there before the prices go too wild.
The East Coast rarely makes me think of boating, strange for a lifelong boater. But the West Coast access and waters definitely gave me the bug. It takes awhile to find the right place that makes you comfortable. It's all a tradeoff no matter where you go. When I was in my twenties, I hated it down there, times change. I'm bored silly in Naples, and north of there was a bit infrastructure challenged. Palm Beach County can spoil you a bit. Taxes are higher, but having miles and miles of waterfront to walk or cycle on has it's benefits.
GF is from the Melbourne/Vierra area, so we stop down there now that my dad's moved. Different, but nice areas as well can be found. I like Cocoa Beach, golf there quite a bit now. I'll be out of Vermont probably in 4-5 years, and hopefully will be in a position to get a home down there before the prices go too wild.
The East Coast rarely makes me think of boating, strange for a lifelong boater. But the West Coast access and waters definitely gave me the bug. It takes awhile to find the right place that makes you comfortable. It's all a tradeoff no matter where you go. When I was in my twenties, I hated it down there, times change. I'm bored silly in Naples, and north of there was a bit infrastructure challenged. Palm Beach County can spoil you a bit. Taxes are higher, but having miles and miles of waterfront to walk or cycle on has it's benefits.
01-04-2009, 08:57 AM
#25
Funny analogy Jupiter. BTW, Jupiter was my first pick for a town not on the water in Florida. Great town, infrastructure, loved it. North Palm Beach as well as Juno Beach.
GF is from the Melbourne/Vierra area, so we stop down there now that my dad's moved. Different, but nice areas as well can be found. I like Cocoa Beach, golf there quite a bit now. I'll be out of Vermont probably in 4-5 years, and hopefully will be in a position to get a home down there before the prices go too wild.
The East Coast rarely makes me think of boating, strange for a lifelong boater. But the West Coast access and waters definitely gave me the bug. It takes awhile to find the right place that makes you comfortable. It's all a tradeoff no matter where you go. When I was in my twenties, I hated it down there, times change. I'm bored silly in Naples, and north of there was a bit infrastructure challenged. Palm Beach County can spoil you a bit. Taxes are higher, but having miles and miles of waterfront to walk or cycle on has it's benefits.
GF is from the Melbourne/Vierra area, so we stop down there now that my dad's moved. Different, but nice areas as well can be found. I like Cocoa Beach, golf there quite a bit now. I'll be out of Vermont probably in 4-5 years, and hopefully will be in a position to get a home down there before the prices go too wild.
The East Coast rarely makes me think of boating, strange for a lifelong boater. But the West Coast access and waters definitely gave me the bug. It takes awhile to find the right place that makes you comfortable. It's all a tradeoff no matter where you go. When I was in my twenties, I hated it down there, times change. I'm bored silly in Naples, and north of there was a bit infrastructure challenged. Palm Beach County can spoil you a bit. Taxes are higher, but having miles and miles of waterfront to walk or cycle on has it's benefits.
I have lived in Boca/Jupiter for the past 25 years which are nice areas but it has numbed me a bit to the actual crime in the surrounding areas. Orlando/Palm Beach county had over 225 murders last year yet a whole state like New Hampshire only had 22?
I only wonder having 2 small kids if it would be better to raise them in a Vermont type setting rather than here........
01-04-2009, 09:12 AM
#26
I will able to retire from my job in 4 years. I will be 51 years old then. Hopefully, I will still have a bit of life left in me. I will have a pretty good New York pension. My house is payed for and worth a good amount of money. The plan is to get out of N.Y. and head either south or west to where the cost of living and housing is less expensive than here. Not to mention, the weather here sucks in the winter.
My wife and I just visited the Florida Keys. We loved it. I have been told ( By New Yorkers ) , that Jupiter Fla, is a good choice for Florida living. Boating and weather is great. Is that true? I didnt get a chance to visit Jupiter this time around. ( How about that Jupiter Sunsation ? )
For what my house here is worth, I can easily get something there and have plenty of $$ left for gas. My concern with Fla is the hurricanes. What about home owners and boat insurance, especially if you own water front property? How are the property taxes for water front homes?
My wife and I just visited the Florida Keys. We loved it. I have been told ( By New Yorkers ) , that Jupiter Fla, is a good choice for Florida living. Boating and weather is great. Is that true? I didnt get a chance to visit Jupiter this time around. ( How about that Jupiter Sunsation ? )
For what my house here is worth, I can easily get something there and have plenty of $$ left for gas. My concern with Fla is the hurricanes. What about home owners and boat insurance, especially if you own water front property? How are the property taxes for water front homes?
The biggest shock for most is in retirement you will need about 75% of what you lived on while working. If you made 100K a year, to live the same you will need 75K a year now in retirement. Yes in FL you won't have a monster heating bill, snow plow bill etc but will have year round pool/lawn service/pest control. A lot of people complain about the high cost of car/boat/property insurance compared to "up north" since they can compare the same vehicle/boat/house in both
places. Also they mention the cost of food as being higher for the same items, again can compare identical things in two locations.
Remember when you are working it takes 50 hours a week out of your schedule (10 hours travel/prep time- 40 hours work) so you CAN'T SPEND MONEY BUT RATHER MAKE MONEY! When retired you will spend money during that extra 50 hours of free time with no income generated. Guys with no hobbies can sometimes be better off in FL than guys with hobbies. Remember you can fish/golf/whatever 365 days a year- no layup time.
Good luck, save your money...........
01-04-2009, 11:31 AM
#28
Registered
Just a word of caution for any Floridians to be.
I lived in the Chicago subs for 23+ years. In Florida for 14+ years. While boating is infact great in FLa. don't be fooled by the cost of living.
If you put all the data together, (car, boat, house ins. misc. governmental or municipal BS costs. etc.) it IS NOT CHEAPER.
Better for boating. Great place to visit or retire, not the best place to live and make a living.
I lived in the Chicago subs for 23+ years. In Florida for 14+ years. While boating is infact great in FLa. don't be fooled by the cost of living.
If you put all the data together, (car, boat, house ins. misc. governmental or municipal BS costs. etc.) it IS NOT CHEAPER.
Better for boating. Great place to visit or retire, not the best place to live and make a living.
01-04-2009, 01:35 PM
#29
Registered
FYI. Property taxes are based on which COUNTY you live in, and some are much higher than others.
Collier County for example (Naples & Marco Island), are roughly 1.1%
Collier County for example (Naples & Marco Island), are roughly 1.1%
