Not that this matters, but I have no pride!
If you have a Cigarette and would like me to make your payments for you for this year and I get full use of the boat here in NJ and then you can have it back next year when things are better - I'll do it!
Since I have no pride it never hurts to ask silly questions(LOL)?
Seriously, I follow the moto of "your first loss is your best loss". You saw what was coming (unless you were blind), you know you couldn't afford the boat, should have dumped it a year ago. The longer you hold it the more it costs you, now your in deep trouble - oh well, take your losses and take them quickly however that maybe and move on because it only gets worse!