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  1. #11
    Registered VIP Member Smitty's Avatar
    My Boats:
    2000 Baja 36 Outlaw
    Join Date
    Apr 2001
    Hawthorn Woods IL
    I have had State Farm for over 20 years. I'm on my third boat with claims on two which were paid promptly and fairly. No auto claims but Mother Nature did $20K hail damage to my house. Again prompt resolution. Just make sure the total value insured is more than enough and double check personal injury coverages.


  2. #12
    Registered cgarrett's Avatar
    My Boats:
    Join Date
    Jun 2001
    Mecca, Ohio
    SF required me to have a survey to show a value. I believe this is the case for boats over 10 years old.

  3. #13
    I think it depends on the agent/underwriter whether or not they will do agreed values. It was never a question with my agent. He just asked what amount I wanted the boat (80k) and then the trailer (8k). He then gave me deductable options. That was it. I went with a $1000 deductable. My rate is $538 per YEAR!

  4. #14
    Registered at100plus's Avatar
    My Boats:
    1992 Skater 24 w/ 1996 260 EFI Offshores
    Join Date
    Mar 2002

    MARKEL insurance for HOTBOATERS

    I have had Markel Insurance for a few years now.


    They were aware that my Hydrostream did 90+ MPH and they insured me. I think my premium for full coverage was about $500 and I made a claim once for a sportmaster lower unit that hit an underwater obstruction. They paid out $2700 with nothing but an estimate and a written statement.

    This year, my Superboat premium is only $193 for liability only. I told them it does 75 MPH. I need to get a Survey done to get full coverage since the hull is a 1979.

  5. #15
    Registered MitchStellin's Avatar
    My Boats:
    Zodiac RIB
    Join Date
    Nov 2000
    Grand Haven, MI USA
    Yes you should. Very good prices and excellent service. I had a 1988 Z33 that they insured for $750 per year. Had the 365s and B1s. A little massaged inside but not outside

  6. #16
    Registered birdog's Avatar
    My Boats:
    Top Gun
    Join Date
    Jan 2002
    Batavia Oh.
    The agent is everything with State Farm !!!!! Mack 312 can tell you......Just ask him !!! We have a top notch agent.

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