Should I switch to State Farm for my boat insurance?
#11
VIP Member
iTrader: (1)
I have had State Farm for over 20 years. I'm on my third boat with claims on two which were paid promptly and fairly. No auto claims but Mother Nature did $20K hail damage to my house. Again prompt resolution. Just make sure the total value insured is more than enough and double check personal injury coverages.
Dave
Dave
#13
Guest
Posts: n/a
I think it depends on the agent/underwriter whether or not they will do agreed values. It was never a question with my agent. He just asked what amount I wanted the boat (80k) and then the trailer (8k). He then gave me deductable options. That was it. I went with a $1000 deductable. My rate is $538 per YEAR!
#14
MARKEL insurance for HOTBOATERS
I have had Markel Insurance for a few years now.
1-800-236-2637
They were aware that my Hydrostream did 90+ MPH and they insured me. I think my premium for full coverage was about $500 and I made a claim once for a sportmaster lower unit that hit an underwater obstruction. They paid out $2700 with nothing but an estimate and a written statement.
This year, my Superboat premium is only $193 for liability only. I told them it does 75 MPH. I need to get a Survey done to get full coverage since the hull is a 1979.
1-800-236-2637
They were aware that my Hydrostream did 90+ MPH and they insured me. I think my premium for full coverage was about $500 and I made a claim once for a sportmaster lower unit that hit an underwater obstruction. They paid out $2700 with nothing but an estimate and a written statement.
This year, my Superboat premium is only $193 for liability only. I told them it does 75 MPH. I need to get a Survey done to get full coverage since the hull is a 1979.
#15
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Join Date: Nov 2000
Location: Grand Haven, MI USA
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Yes you should. Very good prices and excellent service. I had a 1988 Z33 that they insured for $750 per year. Had the 365s and B1s. A little massaged inside but not outside