I might as well toss my 2cts worth into this chest thumping event. I think we got off track to the questions. First off I would definitly take a ride in a cat before buying one of any size. Theres good and bad points to every boat. Cats I found are great for speed and going straight. They take some getting used to in the turns especially at high speeds. As with any boat the bigger boat will take bigger chop. Outboards tend to be a little faster. Lighter and less HP lost in getting power to the props. Insurance now is another question. You might want to reasearch costs and availability. Some carriers will not even write you a policy being a first time cat owner and it could be more than you where expecting. Check it out before you buy. I almost had a boat I couldn't use, then I found a policy. Shop around. Others where right though, I don't see me going back to a "V" any time soon. Much smoother ride at cruising speeds. Side by side, with a "V" at the same speed, while the "V" might be getting tossed the "CAT" will be a much smoother ride. For what it's worth.