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Thread: Boat Loans?

  1. #1

    Boat Loans?

    I just called in order to acquire about a loan and they said that Georgia is a no title state. Therefore, they won't do a loan if the boat resides in GA, unless the boat is over 26 feet. WTF?????????

    Any ideas? I am checking with Bank of America, but I am sure they will be high.

  2. #2
    Registered IDRPSTF's Avatar
    My Boats:
    Whatever you missed your payment on
    Join Date
    Sep 2001
    In your driveway while you sleep
    Call Jodie at Essex Credit. Usually the first call we make on our loans. 949-515-5200. Its worth the long distance call

  3. #3
    Registered Biggus's Avatar
    My Boats:
    02 Cigarette Mystique T/S
    Join Date
    Apr 2001
    Naples, Maine
    I just got a loan through Essex Credit in Ft Lauderdale. I am extremely impressed with thier service and the rate I was given. Call 954-763-7450 and ask for Walter Martinez. Tell him Kurt sent you

    Good luck!

  4. #4
    Registered East Coast B's Avatar
    Join Date
    Jun 2001
    Lehigh Valley, Pennsylvania

  5. #5
    VIP Member Platinum Member wwwTOPDJcom's Avatar
    My Boats:
    1992 450hp Senza Spectre 25'
    Join Date
    Mar 2002
    Vestal/Binghamton NY
    well I just through loan hell first of all jan2002 I refinanced my
    99 yukon down to 5% 40mo So I had my eye on a boat
    and thought well nows a good time to buy rates are low!
    my credit is looking better, or so I thought !
    Well before buying the boat I knew I had to get this
    Engagement ring out of the way so feb 14 I get a 1 carat rock
    8000 I put 6000 down then 12 months free finance.
    Ok now I can get the boat without getting any crap about
    "are u just going to live with me forever"
    Anyways My boat was paid off 89 thompson 6 banger DULL
    to say the least but its my trade in for the Senza, So I try a online Key bank loan app
    I had a few web problems with the app
    guess what denied!credit hell I only needed 11 grand.
    Here is another problem the computer put me through
    4 TIMES thats 4 inquires about my credit plus
    the ring and the truck refinance =6 in 3 months!
    Well if u know credit then u know those inquires screw your
    score up even more.

    then I went to traderonline they have some more to choose
    from. well I made the wrong choice they got me approved
    but the hidden charges were a ripoff 350.00 for the title
    well the dealer here said it was 10-20 bucks
    another charge 700.00 service fee ,wow this is bull
    then the kicker 19.95% 10yrs, Cause my score went
    down BULL**** lucky there is no penalty for early payment
    cause Im getting out from this loan!

    Oh ya if I had bad credit I would'nt have a 5% used car loan
    plus I own a home NEVER Late!
    Attached Images Attached Images
    Last edited by wwwTOPDJcom; 04-09-2002 at 06:56 PM.

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