Boat Loans?
04-09-2002, 02:19 PM
#1
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Boat Loans?
I just called Boatus.com in order to acquire about a loan and they said that Georgia is a no title state. Therefore, they won't do a loan if the boat resides in GA, unless the boat is over 26 feet. WTF?????????
Any ideas? I am checking with Bank of America, but I am sure they will be high.
Any ideas? I am checking with Bank of America, but I am sure they will be high.
04-09-2002, 06:00 PM
#4
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Location: Lehigh Valley, Pennsylvania
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04-09-2002, 06:37 PM
#5
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well I just through loan hell first of all jan2002 I refinanced my
99 yukon down to 5% 40mo So I had my eye on a boat
and thought well nows a good time to buy rates are low!
my credit is looking better, or so I thought !
Well before buying the boat I knew I had to get this
Engagement ring out of the way so feb 14 I get a 1 carat rock
8000 I put 6000 down then 12 months free finance.
Ok now I can get the boat without getting any crap about
"are u just going to live with me forever"
Anyways My boat was paid off 89 thompson 6 banger DULL
to say the least but its my trade in for the Senza, So I try a online Key bank loan app
I had a few web problems with the app
guess what denied!credit hell I only needed 11 grand.
Here is another problem the computer put me through
4 TIMES thats 4 inquires about my credit plus
the ring and the truck refinance =6 in 3 months!
Well if u know credit then u know those inquires screw your
score up even more.
then I went to traderonline they have some more to choose
from. well I made the wrong choice they got me approved
but the hidden charges were a ripoff 350.00 for the title
well the dealer here said it was 10-20 bucks
another charge 700.00 service fee ,wow this is bull
then the kicker 19.95% 10yrs, Cause my score went
down BULL**** lucky there is no penalty for early payment
cause Im getting out from this loan!
Oh ya if I had bad credit I would'nt have a 5% used car loan
plus I own a home NEVER Late!
99 yukon down to 5% 40mo So I had my eye on a boat
and thought well nows a good time to buy rates are low!
my credit is looking better, or so I thought !
Well before buying the boat I knew I had to get this
Engagement ring out of the way so feb 14 I get a 1 carat rock
8000 I put 6000 down then 12 months free finance.
Ok now I can get the boat without getting any crap about
"are u just going to live with me forever"
Anyways My boat was paid off 89 thompson 6 banger DULL
to say the least but its my trade in for the Senza, So I try a online Key bank loan app
I had a few web problems with the app
guess what denied!credit hell I only needed 11 grand.
Here is another problem the computer put me through
4 TIMES thats 4 inquires about my credit plus
the ring and the truck refinance =6 in 3 months!
Well if u know credit then u know those inquires screw your
score up even more.
then I went to traderonline they have some more to choose
from. well I made the wrong choice they got me approved
but the hidden charges were a ripoff 350.00 for the title
well the dealer here said it was 10-20 bucks
another charge 700.00 service fee ,wow this is bull
then the kicker 19.95% 10yrs, Cause my score went
down BULL**** lucky there is no penalty for early payment
cause Im getting out from this loan!
Oh ya if I had bad credit I would'nt have a 5% used car loan
plus I own a home NEVER Late!
Last edited by wwwTOPDJcom; 04-09-2002 at 06:56 PM.
