lending standrds are really nuts. I started a post about how my ex is looking for a mortgage and cant get one because she bought a business as an asset sale instead of a stock sales (the only smartthing to do) and now b/c it's a new corp she doesnt have tax returns for 2 years. The business has been profitable for 17 years. Prior to her buying that biz her and I had a very successful biz together for over 10 years. It's a no-brainer. 20% down, 1.1m appraisal on the home. Bank short sale at 750K. she's got a 750 beacon and less than 40% dti. crazy she can't get approved.