FWIW my next boat is going to be a cat.
A cat would actually be a much more 'useable' boat for me. 125mph or more, 32-36ft. hot rod, seats for 5-6, stereo. Ideally a 36/40 Skater/39 MTI or 36 Nortech. I have only ridden in a couple cats thus far so dont know what I actually like.
I have no kids and live in urban toronto which is a city of 6 million people.
keep my boat at my office on the trailer and use it in Lake Ontario for rides as well as take it to the cottage and friends cottages (the ones who dont mind the sound) lol).
If you have small kids and a wife and do alot of day boating and use your boat as a fun day adventure type thing I think cabin would be a no brainer.
for the 'young urban bachelor'....hot rod all the way. lol. Just wish I could fit more girls.