I went through the same search a few years back, and wanted something that will handle big lake water and not look like every other guy w/ an "offshore" (ie you couldn't pay me to take a Baja).
28 Powerplay, 28 Active Thunder, and 28 Pantera are my short list. Twin small blocks or a single blue motor would be my preference for affordability of maintenance/insurance and still decent speed. All 3 of these are "wave crushers" for 28's, with non-stepped hulls so they are easy to run. Very high quality custom built as well, with traditional South Florida offshore styling. Only drawback is there are far fewer on the market than the more production style boats, but it's worth being a little patient to find what you like. Your price range should land a mid 90's boat maybe newer.
There are plenty of other nice options as well, like the Formula's, Fountains (small for their size), Donzi's, PQ's, etc.
Also, be sure to check on insurance based on speed, can get spendy above 75 mph.