If you can take a coast guard safety class.
Have your boat certified in the process.
After 20 years of boatiing I was actually able to learn a thing or two, it was fun and the guys were cool.
1. You get an insurance break.
2. You get a sticker that is the equivalent of a get out of jail free card to put on your boat.
3. It may actually save your life. (at risk of sounding like dad)