We thought about your question for four straight weeks. Sold our boat middle of May and have been in a rush to get another boat. Choice between a Formula sport cruiser and another go-fast (just had baby in Feb 02). Had two deals lined up and each of them I passed on because of the $$$ between now and September. We could not justify spending between $17-$20K for 3 months of use (boat pymt, insurance, storage, gas, food etc). And the weather has been crappy on this side of the state also. We also have about 3 more family gatherings (must attends) this year which cuts into more boating time.
It is killing my wife and I not to have a boat because we save all our vacation time for the summer and being on a boat. I wanted to start our daughter on the water right away.
So our painful and I mean painful decision was to not buy a boat this summer (unless a great deal passes in front of me).
WE WILL HAVE A BOAT FOR NEXT SEASON!!!!!!!! Like everyone else has said, boating does something to heel the mind and body of the weekly pressures. I want 5.5 to 6 months of use to justify the expense, so that has us looking at Formula sport cruiser. We would be able to leave the house on Friday and not come home until Sunday night and have plenty of space for over-nighting. Although that could change next year when our daughter is older and we want to hear loud engines and go fast!
This year will be hard not having a boat, but we have something to look forward to next year.....
Maybe taking a summer off will help clear your head so you can decide what makes you happy in your spare time. I know when September comes around, I can attend more U of M Football games which I usually miss when I'm on the water.