All I can say is stay tuned. I got 40 hours in with a pregnant wife last year and also snuck in a trip to France in late October. Your time is what you make of it. We have to loves in the boating world: speed and the water. Integrate the baby into your boating life. Maybe the first year isn't a good one to have the baby on your Fountain (I have a 22' Pachanga) but hopefully not much thereafter. If your primary love is the water do an express cruiser 'til you can rejoin the spped ranks again. There are plenty of time that I wish I had a big express with a/c and hot water and room for 6-8 of my friends, but that speed bug has me bad. I'll give it up for a while but I'll be back in a bigger faster boat when I return.
I'm dealing with that old man and college thing as well. I'll be 51 when she get there. Oh well that is the way the ball bounces. As long as I can get to the water and sneak a trip in to Europe once a year I'll be fine!!
It all comes down to sacrifices and what and how far you are willing to go. Might be the best thing you ever did.......