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  1. #1
    VIP Member Platinum Member wwwTOPDJcom's Avatar
    My Boats:
    1992 450hp Senza Spectre 25'
    Join Date
    Mar 2002
    Vestal/Binghamton NY

    need a refinace on boat 10k???

    I need a loan for 10k to pay off this stinken High interest loan
    I got sucked into, I have clear title to my 92 25'senza
    there mistake . lucky for them I'm honest
    My plan is to pay it off as fast as possible cause I want a newer
    bigger boat that I will then finace though my credit union
    which only loans money on 95 or newer
    any Ideas and by the way I went under 4 years ago
    been a straight arrow sense.

  2. #2
    Charter Member # 55 Charter Member Griff's Avatar
    My Boats:
    ..........32........... Active Thunder
    Join Date
    Oct 2000
    Home equity loan!!!! or line of credit!!!!

    Lower interest and tax deductible.

  3. #3
    Registered PhantomChaos's Avatar
    My Boats:
    Formula FASTech 382 Sunseeker Apache 45
    Join Date
    Dec 2000
    Bell Canyon, CA
    How high is your interest now?

  4. #4
    Join Date
    Nov 2000
    Glastonbury, CT
    Try calling the present leanding company and ref with them tell them you have some other loans that you are looking at/

  5. #5
    Registered Rambunctious's Avatar
    My Boats:
    95 Formula 336 SR1 525SC's
    Join Date
    Jul 2001
    Holland, Mich
    home equity line of credit. we went though National City bank.

    have a line up to $xxx,000.00 We can use what we need up to this amount.
    the boat loan amount is variable right now at 5%!!!!!! just going to watch it. if things start to go up... we can "partition" any part of the line of credit to a fixed rate. could fix today at 7%

    can't beat that deal.

  6. #6
    Registered Mark in So. MD's Avatar
    Join Date
    Mar 2002
    Solomons Island, MD

    I just did mine with the one here in Maryland. Got 52K down to just over 6% fixed. There are a few offices up in the northeast and you can do an app over the phone.

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