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Thread: I'm locked in

  1. #11
    Trim it Up! Platinum Member kitten's Avatar
    My Boats:
    Skater! Sold!
    Join Date
    Aug 2002
    F l o r i d a
    Originally posted by Dean Ferry
    I just locked @ 5.0375 for 15 yr, No points also! Awaiting the paperwork now.
    Peace & grace be to this place.
    ........ God bless the troops, always! :)

  2. #12
    Platinum Member Platinum Member SeaRay Jim's Avatar
    My Boats:
    SeaRay 240 Sundeck - 540cid
    Join Date
    Oct 2002
    DFW, Texas
    We locked then just closed on 12/31 just in time for rates to slip again. 5.125% 7/23 balloon still isn't too bad. Of course you folks in states that let you do things like cash out(without getting buried) and > 80% finance have it lucky! You can get pretty creative.

    By the way, we refied the boat too. Our bank is doing a 6.5% rate (6.25% on >$50k) and a $100 refi fee which they never collected. Wasn't a huge savings but a savings from almost 8% none-the-less. Suntrust is the bank. However, most of you would have to under prop big time to "technically" be eligible. Check the fine print.....
    Last edited by SeaRay Jim; 01-08-2003 at 07:46 PM.

  3. #13
    Damn, you guys are smoking me, man I just locked in 5 7/8 15 fixed no points or re-fi charges. Will save me about $200+ a few each month. Dad just got a 5 year arm @ 5 flat.

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