Refinancing the boat
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paid the boat loan off with a home equity loan this year
variable rate loan right now, paying a little extra to build principal, but if rates look like they may bump up, I can "partition" that loan amount into a fixed rate loan with payment equal to what i am budgeting right now. no fees
my current variable rate...4.75
if I fixed today, about 6.875 I think, 10yrs
and interest is deductible either way
National City Bank. Home equity line of credit.
works geat. If I find something I just have to have today.... make a draw and pay cash to the seller, then go back and figure out the finance terms myself later....assuming i buy something i can afford.
variable rate loan right now, paying a little extra to build principal, but if rates look like they may bump up, I can "partition" that loan amount into a fixed rate loan with payment equal to what i am budgeting right now. no fees
my current variable rate...4.75
if I fixed today, about 6.875 I think, 10yrs
and interest is deductible either way
National City Bank. Home equity line of credit.
works geat. If I find something I just have to have today.... make a draw and pay cash to the seller, then go back and figure out the finance terms myself later....assuming i buy something i can afford.
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