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  1. #1
    Registered EX20's Avatar
    My Boats:
    2000 Wellcraft Excalibur
    Join Date
    Jul 2001
    Milwaukee, WI

    Question Refinancing the boat

    Has anyone tried refinancing their boat recently? Any recommendations on who to try?

  2. #2
    Registered Rambunctious's Avatar
    My Boats:
    95 Formula 336 SR1 525SC's
    Join Date
    Jul 2001
    Holland, Mich
    paid the boat loan off with a home equity loan this year

    variable rate loan right now, paying a little extra to build principal, but if rates look like they may bump up, I can "partition" that loan amount into a fixed rate loan with payment equal to what i am budgeting right now. no fees

    my current variable rate...4.75
    if I fixed today, about 6.875 I think, 10yrs
    and interest is deductible either way

    National City Bank. Home equity line of credit.

    works geat. If I find something I just have to have today.... make a draw and pay cash to the seller, then go back and figure out the finance terms myself later....assuming i buy something i can afford.

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