Help buying a house at the LOTO
#1
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Help buying a house at the LOTO
It looks like the Sutphen may have a new home at the LOTO. We have found a nice house on the North Shore that is completely furnished,, 2 slip dock and a 26' pontoon boat. My question is I need to know if there is anything I am forgetting to investigate or do before I buy a house down there?
#2
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I'm not sure how active the termites are in the area, but that would be something to look into. There are many cliffs and bluffs around. Check to make sure that it's stable. Often with high bedrock, there can be surface water control problems. Check for signs of erosion around the house. Because of the bedrock, what does the house have for a septic system?
#3
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If it has a septic tank,
get it checked out, a friend
of mine down there,
had to have his replaced,
cost him 10k.
get it checked out, a friend
of mine down there,
had to have his replaced,
cost him 10k.
#4
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From what I understand, making sure your dock is not on the main channel, or at least in a now wake zone is important. Dock get tore up all the time. Does the dock have styrafoam? That will need replaced if it does. I'm sure there a lot more LOTO specific concerns that others will know about.
Other than that, make sure it has room for your OSO buddies!!!
Other than that, make sure it has room for your OSO buddies!!!
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Been looking about a year myself.
Septic and well are inportant. It's worth the extra bucks to get a VERY thorough inspection. Building codes are very "loose" around there. If you've got friends in the construction business, bring them along. I've been really surprised at some of the stuff I've seen.
BTW, I brought along a general contractor, roofer, plumber, and electrician to the last house I looked at. It was well worth it!
Gary
Septic and well are inportant. It's worth the extra bucks to get a VERY thorough inspection. Building codes are very "loose" around there. If you've got friends in the construction business, bring them along. I've been really surprised at some of the stuff I've seen.
BTW, I brought along a general contractor, roofer, plumber, and electrician to the last house I looked at. It was well worth it!
Gary
#6
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SINKORSWIM,
Give me a call if you want (800-557-1350), I have lived at LOTO for the past five years, and am in the mortgage business so I might be able to hlep you with your questions. It is definately a different market down here like everyone has eluded too already. Good luck!
Barry
Give me a call if you want (800-557-1350), I have lived at LOTO for the past five years, and am in the mortgage business so I might be able to hlep you with your questions. It is definately a different market down here like everyone has eluded too already. Good luck!
Barry
#7
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ozark time
Originally posted by Troutly
Yes...and if you want something built or fixed just remember...you are on Ozark Time....
Yes...and if you want something built or fixed just remember...you are on Ozark Time....
#8
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We've had houses (duplex) and condos at the Lake. Condos are a lot more fun because you don't spend your weekend play time mowing or weeding or trying to get maintance done. If you do go condo, make sure its a good association with deep pockets so the unexpected assessments are modest.
On the other hand, pontoon boats have their place, and getting one with the house could be nice.
We're near GlenCove on HH, near the part of the lake you're considering. The water there is actually a little calmer than it used to be, as more traffic moves towards Shawnee Bend. But that also means more places you want to boat to are also closer to Shawnee Bend
On the other hand, pontoon boats have their place, and getting one with the house could be nice.
We're near GlenCove on HH, near the part of the lake you're considering. The water there is actually a little calmer than it used to be, as more traffic moves towards Shawnee Bend. But that also means more places you want to boat to are also closer to Shawnee Bend
Last edited by Chart; 03-11-2003 at 04:48 PM.
#9
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talk to neighbors about the house and neighborhood. some may give you some valuable info about the house/water level/well/septic.
and what gary said. if the fish are biting you wont find ANYONE to show up for work.
i like the condo idea but dont think its a very good investment.
i dont think you can go wrong as long as you buy lakefront.
values just keep going up down there. from what i hear the higher mile marker areas have been going up the most percentage wise in recent years.
btw , im looking also.
without much luck
and what gary said. if the fish are biting you wont find ANYONE to show up for work.
i like the condo idea but dont think its a very good investment.
i dont think you can go wrong as long as you buy lakefront.
values just keep going up down there. from what i hear the higher mile marker areas have been going up the most percentage wise in recent years.
btw , im looking also.
without much luck
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Right now is a good time to check the water depth around the dock. Also, look around at the neigbhors. Are they full-time? Do they leave crap around all the time? It is good if you have some full-time neigbhors to keep an eye on things when you are not down there. Also, keep in mind that Walmart and other attractions are a bit of a drive. We have a house on the north side and I would consider moving to the other side for that reason. There are no grocery stores around us. However, a plus is that traffic is much less on the north side. Where are you looking? Good luck.