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View Poll Results: Tell insurance of horsepower gains?

67. You may not vote on this poll
  • Yes, tell them the truth.

    36 53.73%
  • No, what they don't know doesn't cost me.

    31 46.27%
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Results 21 to 24 of 24
  1. #21
    Registered martiniboat's Avatar
    My Boats:
    1978 Martini 25 foot and 30' 1986 Corsa ('old school is cool')
    Join Date
    Sep 2002
    Brussels, Ont. CAN. Landlocked between Lake Huron, Ontario and Erie
    As much as I hate to 'conform' I would have to agree with the general consensus. Be upfront, there's just too much at stake.

    Brian Kamrath

  2. #22
    Charter Member #232 Charter Member Audiofn's Avatar
    My Boats:
    1979 Formula 302, 99 Formula 353, 81 Donzi 18 2+3 with 454
    Join Date
    Oct 2000
    Carlisle, MA USA
    You guys remember I think it was Kook? The guy the had the accident with his Sunsation? He had reported everything as accuratly as possible and the only mistake that he made was putting down Merc Power when it was a motor that Bruce Dudley made. He crashed and they tried to denie the claim.

    If you added a cam or something like that I would say ya maybe but since you have added blowers and a CONSIDERABLE amount of speed then you will have to pony up.

    Put your best foot forward!

  3. #23
    Join Date
    Jul 2003
    Just reviewed by policy underwritten by ACE American. Essentially, policy contains endorsement that any modifications VOIDS coverage.

    Strong advice. Read policy and talk to your broker/agent.

    My opinion is better to deal with increase premium than a denied claim.

  4. #24
    Charter Member #139 /Moderator/Platinum Member Charter Member klaw's Avatar
    My Boats:
    1989 Cigarette Bullet cig 20 resto mod
    Join Date
    Nov 2000
    McHenry IL /Duck Key FL
    A few years ago on the board there was a story of a boat called 4 of a kind Big outerlimits with surface drives The way the story wet stock 500hp were replace with 4 x 1000 HP. Had a picture of boat standing on the bottom with just bow above water (full reverse when close to a dock sucked transom down)
    The insurance company supposedly walked from a $250k claim

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