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The only reason I used a surveyor on my big boat (34' go-slo) was because the insurance company said no survey=no insurance. I asked around, and got a guy with a good rep, who I feel did an excellent job. Found a couple of things I had missed, as I was not all that familiar with a larger cabin cruiser. Issued me a nice report that showed I had gotten a great deal, which will come in handy at sale time, for sure. My Donzi, which is only 22' did not require a survey, and I didnt get one, and I have never had a problem with it. Well, normal old-boat issues, but nothing major.
As for the soggy transom....The surveyor should have had caught it. Maybe she didnt want to pay for the moisture meter? Did she have a good rep before doing your boat?? Did you check around? sorry to hear of your situation, and i hope that's the only thing that is wrong.
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