Trying to establish credit
Only use a CC for what you can pay cash for...
Small Repair Bills
Nothing Big.. Sound Systems/Upgrades to boat or car.... Save and pay cash for that....
NEVER EVER have more than 2 CC Only one Visa or MC never have an outstanding balance more than 10% of the total available credit.
Apply for an American Express Green Card... DO NOT MISS A PAYMENT or they will hunt you down like a dog and kill you!..
Don't rent buy a condo or house.... Never take an equity loan.
Once you F up your score you have a ton of work to do to get it back.