Offshoreonly.com

Offshoreonly.com (https://www.offshoreonly.com/forums/)
-   General Boating Discussion (https://www.offshoreonly.com/forums/general-boating-discussion-51/)
-   -   What Do You Pay For your boat Insurance ? (https://www.offshoreonly.com/forums/general-boating-discussion/78840-what-do-you-pay-your-boat-insurance.html)

drypipetiger 03-05-2005 07:25 PM

Re: What Do You Pay For your boat Insurance ?
 

Originally Posted by Dean Ferry
Oh yeah, I live in FL, the worst state to for boat ins!

Is the nonlayup period the largest factor for higher rates? Or something else?

Outdrive1 03-05-2005 08:47 PM

Re: What Do You Pay For your boat Insurance ?
 
648 a year with Allstate, 30' Kachina "cabin cruser"(it has a bed, sink and porta potti) that barely does 55 with it stock 502 mag. :D Little do they know it'll do 75 all day with the blower motor in my little cabin cruiser!!!!

chuck21401 03-06-2005 06:38 AM

Re: What Do You Pay For your boat Insurance ?
 
$367 per year for a 1989 Formula 242LS with a 454 magnum. Through allstate.

t500hps 03-06-2005 07:47 AM

Re: What Do You Pay For your boat Insurance ?
 

Originally Posted by BADKACHINA
648 a year with Allstate, 30' Kachina "cabin cruser"(it has a bed, sink and porta potti) that barely does 55 with it stock 502 mag. :D Little do they know it'll do 75 all day with the blower motor in my little cabin cruiser!!!!

If you have a significant claim, they are going to lie to you like you have them when they tell you they will PAY that claim. 10-12 years ago a friend of my father had a 200hp outboard on a bass boat that was rated for a 150. He put a 150 cowling on it. Had a totaled boat and speed was a contributing factor....they wouldn't pay a dime.

offshoredrillin 03-06-2005 07:54 AM

Re: What Do You Pay For your boat Insurance ?
 
2500 per year, 42 tiger...

LubeJobs42 03-06-2005 09:56 AM

Re: What Do You Pay For your boat Insurance ?
 

Originally Posted by LapseofReason
I pay $3300 with a 10k deductible for a 300k value.

Which insurance co.? What other insurance companies are you other cat guys going with. It's tme for me to get a policy but I'm hearing annual premiums are over $10K.

kordisoffshore 03-07-2005 04:03 PM

Re: What Do You Pay For your boat Insurance ?
 
Im 20 and I TOLD Progressive my 22 Scarab 454 had 270 hp and went 50 miles an hour and I had to pay $1400. I live in Florida and Progressive is the only company that would insure me in that boat

Sean H 03-07-2005 07:08 PM

Re: What Do You Pay For your boat Insurance ?
 
i went with total/markel...... 4k prem, 5k deduc, 150k value, 6 month layup :(

but, it almost time for to actually use it..... :D :D

dukenrock 03-07-2005 10:09 PM

Re: What Do You Pay For your boat Insurance ?
 
2005 382, 1000 deduct, trailer anywhere I want, 250/250, 3100/year!!!

Originally Posted by Sean H
i went with total/markel...... 4k prem, 5k deduc, 150k value, 6 month layup :(

but, it almost time for to actually use it..... :D :D


dukenrock 03-07-2005 10:12 PM

Re: What Do You Pay For your boat Insurance ?
 
I insure my 1994 Mastercaft Porstar 190, 2004 24' Pontoon and 2005 Honda Jet Ski under my homeowners policy for the lake house. Dirt cheap. Added less than 500/year to the homeowners policy with great coverage.

Originally Posted by dukenrock
2005 382, 1000 deduct, trailer anywhere I want, 250/250, 3100/year!!!



All times are GMT -5. The time now is 11:53 PM.


Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.