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  1. #11
    Registered HOUSTONPROP's Avatar
    My Boats:
    Join Date
    Jul 2002

    Re: truck insurance- getting out of hand

    two speeds ,one wreck at fault.

    04 hemi dodge quad 1500

    00 nissian quad cab
    3 insured drivers one at age 19

    was 485.00 a month dropped tonight was in the mail to 385.00 a month

    this is the best I can get around Houston.Not good.

  2. #12

    Re: truck insurance- getting out of hand

    2002 F150 FX-4
    20 yrs old
    $2340 a year

    And when i get hit by someone else, and i've had my truck for 1 week my own insurance co. (State Farm) tries to screw me just as bad as their insurance co. (Geico)

    Just hope you never have to make a claim, somehow my policy went up $15 bucks a month as soon as I made my Personal Injury Protection claim, and now they're screwing me royally on my truck. Needless to say my nice big under-insured policy is looking better and better everyday.

    Insurance is a rip-off. Everything is fine till you need it, then they act like they don't know you, and then you get to sue them for the money that they rightfully should pay you, meaning you get to pay a lawyer 30-40% of it, sure seems right. I say F*ck Um.

    I'm a die-hard republican, and frivilous lawsuits piss me off, but when you are hurt, and you have mountains of bills, don't expect to find any friends at any insurance co, regardless of who is at fault or how much you pay.

  3. #13
    My Boats:
    boat less
    Join Date
    Feb 2003

    Re: truck insurance- getting out of hand

    Quote Originally Posted by buck183
    Wow! That much for a F-150?

    My 2003 F-250, Diesel, 4x4, Crew Cab, Hard Loaded is right at $400 every six months. Wife's Suburban is about $350 every six.

    Have you shopped around any?

    yup , been with them 10 years. and that's with all the multi discounts, clean record. i am not married, maybe it will decrease when i get my AARP card

  4. #14
    Gold Member Gold Member Iggy's Avatar
    My Boats:
    '88 Formula F-206 LS
    Join Date
    Jan 2001
    Kissimmee, Florida

    Re: truck insurance- getting out of hand

    We've been dealing with Geico for about 10 years now.
    I don't agree or like some of their activities but nobody has been able to beat them. Not even Progressive.

    98 F-250.....400.00 for six months
    02 Mustang....570.00 for six.

  5. #15
    Registered Platinum Member
    My Boats:
    1998 Formula 382
    Join Date
    Sep 2002
    Pittsgrove, NJ

    Re: truck insurance- getting out of hand

    I just got my renewal for my 02 Jeep Grand Cherokee. $1400 every three months! It seems they marked down my wife as being 17 years old & added another girl whom I've never heard of (also 17) to my policy.
    I'm in the process of getting it straightened out right now. Normally it's $1800/ yr (NJ).

  6. #16
    Registered Formula Outlaw's Avatar
    My Boats:
    was a 89" Formula 311-SR1
    Join Date
    May 2003
    In the Mountains

    Re: truck insurance- getting out of hand

    01' Dodge Ram 2500 Quad Cab Long Bed 4X4, loaded.
    99' Dodge Durango loaded.

    Eleven hundred and change per year for both. Clean driving records.

    Insurance: Your covered for everything except for what happens.

  7. #17
    Registered clearcut3's Avatar
    My Boats:
    2006 Scout 222 Sportfish
    Join Date
    Jan 2003
    Chapin (Lake Murray), South Carolina

    Re: truck insurance- getting out of hand

    Quote Originally Posted by open72
    just opened my renewal from state farm $1144.30 on a 04 F150. this is rediculous . i'm almost 35- no accidents, tickets , etc .i also have my home , life ,etc through them. the future doesn't look to good either with all that has been happening. what do you pay???
    Let me go ahead and tell y'all what your problem is: ALL insurance companies SUCK...STATE FARM REALLY SUX. I had been with State farm for years and last year after getting my truck insurance bill I was fed up and decided to shop around. I told Farm Bureau my exact policy coverages and had them price them. On my truck and homeowners I saved over $500/year by switching to Farm Bureau. My state farm agent tried to fill me up with a bunch of BS but i finally realized that I will switch every few years if I get a cheaper rate. Let them bid like eveyone else has to...competition is good

  8. #18
    Chevy-Harley fan Charter Member gmhdfan's Avatar
    Join Date
    Mar 2001
    Orlando, Fl. USA

    Re: truck insurance- getting out of hand

    Try AIG 1-800-672-9569. I haven't found anyone cheaper yet. They don't have agents, so you deal with them direct. Only complaint was I dropped a 70 Chevelle off my policy once and when I went to add it back they would't do it because it was over 20 years old It was over 20 years old when I dropped it but it was grandfathered in. Had I known I would have just left it on there.

  9. #19
    Registered batty's Avatar
    My Boats:
    1979 32' Excalibur, 1988 38' Scarab KV
    Join Date
    Jan 2002
    toledo oh

    Re: truck insurance- getting out of hand

    I have a 03 Ford F-150 Sport 2wd I pay $1620/year through Nationwide have home, and car through them. been with them since I was 16 I will be 25 friday NO Tickets or accidents they said it will not go down untill I am 30 ....they are the cheapest in town.
    Last edited by batty; 09-23-2004 at 09:50 AM.

  10. #20
    Registered Wellby's Avatar
    My Boats:
    '85 Excalibur 27' Speedster
    Join Date
    Jan 2002
    Cedar Creek Lake, Texas

    Re: truck insurance- getting out of hand

    '97 Suburban (full coverage)
    '96 Chevy 4dr. Dually (full coverage)
    '93 Suburban (liability only)
    Runs me about $250 a month with Progressive

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