Fountain38, While looking through some of your old posts I found that the insurance on your 36 is $4200 with no tickets or accidents through Markel. Didn't Markel switch to ACE? And if you don't mind me asking, are you in your 30's, 40's or 50's? We have our 28 Daytona through ACE at $750 a year under the elder of the two of us. What do you estimate an annual premium on your boat using a 60 yr old with no accidents or tickets?