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  1. #1
    My Boats:
    30' Shadow Cat
    Join Date
    Sep 2001

    Need help financing

    I am trying to finance a boat that is not in Buc or Nada.I found a boat I love and need to see if I can get it financed.I have a boat that I am selling but do not want to loose this in the mean time.I am tired of the promises of being able to do it and when it comes down they all say no.My credit is not the problem but thay all say they can finance,I send them my stuff then they all come back and say my credit is not the problem but nobody will lend money for a boat that is not in Buc or Nada.Any suggestions would be appreciated I do not want to loose this boat.

  2. #2
    Charter Member #1055/Moderator Charter Member GO4BROKE's Avatar
    My Boats:
    Sonic 386
    Join Date
    Feb 2001
    I  Voted

    Re: Need help financing

    Have a surveyor appraise it.

  3. #3

    Re: Need help financing

    home equity loan maybe?
    wonder if insurance will be a problem also?

  4. #4
    S.O.B (single O/B) now Platinum Member t500hps's Avatar
    Join Date
    Sep 2004
    Richmond VA

    Re: Need help financing

    Home equity line of credit. Although i don't recommend putting your home on the line.

  5. #5
    Registered Titan's Avatar
    My Boats:
    33 Stratos, Sweet 16 Donzi
    Join Date
    Oct 2002
    Mill Neck, NY

    Re: Need help financing

    That is definatly BS that they can not finance a boat that is not in the book. I am on my second boat and they are not listed in Nada or Buc either. You will have to search a little and pay slightly higher interest but you can get it done. Call total dollar

  6. #6
    Registered VIP Member
    My Boats:
    Join Date
    Jan 2004
    Boca Raton, FL

    Re: Need help financing

    A SAMS or NAMS surveyor can appraise the boat for you.

  7. #7
    Registered BGIII's Avatar
    My Boats:
    34 Saber
    Join Date
    May 2001
    West Michigan

    Re: Need help financing

    Mine is not on NADA or BUC and I had no problems with financing or insurance. A survey with an appraisal from a certified appraiser was all that I needed. Rates varied from 4.99 to 5.42 for 20 years. Look up boardmembers Moneygirl or DaveP, they are both very helpful.

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