i cant imagine you finding a waterfront lot for under $125k in SE Florida, but maybe if you look south of Miami in Homestead, you might be able to find something. I recently came across some good deals on recently updated waterfront condo conversions that were priced around $300k and have ocean access. Nice buildings and located in a great neighborhoods with private docks out back.
Also, if anyone is interested in some great pre-construction condos on the water in Miami, we have some very interesting new projects coming up. Waterfront, deeded docks and really unique living spaces priced from the low $300's. Drop me an email if you want some info: [email protected]
Josh: H2O Performance