asg, yep the insurance in Florida is all screwed up and a real scam. pstorti posted above and does not believe all this to be correct though. All I know is that from what my neighbors are going through with there performance boats and the many phone calls I made for insurance renewal for my 38te Fountain center console fish boat. I was lucky to get NBOA to renew my policy and only have it go up $300, however they increased my widstorm from 2% to 10%

. I have perfect credit, driving record in my auto and boat with no claims and still many companies advertising here and in magazines will not insure in Florida or I did find one lady that wanted $9,000 to insure my boat.