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Old 09-13-2006, 09:52 AM   #31
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Re: Credit Scores???

thanks im just trying to get a bunch of medical bills off my record before i try to get financed for a boat
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Old 09-13-2006, 10:54 AM   #32
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Re: Credit Scores???

Quote:
Originally Posted by tblrklakemo
very well said...I was lending in the nor cal area for Pulte homes. Done any work for them jonas?
thanks
i have not done anything for Pulte,
where in Northern cal where you ?
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Old 09-14-2006, 10:02 PM   #33
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Re: Credit Scores???

Explain verify and confirm, if they cant do that within what time frame do they have to remove it from the credit report ?

CM
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Old 09-14-2006, 10:45 PM   #34
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Re: Credit Scores???

I like it when a customer files a dispute about there bad credit with us, Most of the time when I update it,its worse on them Most of the time when they do this its because there trying to buy a house and the mort co is doing it for them.

When they don't pay there dept or file Bankruptcy. I call it legalized stealing

Like my Grandfather told me once .The people that pay there bills are paying for the ones that don't.Markup and APR
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Old 10-07-2006, 10:29 PM   #35
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Re: Credit Scores???

funny , equifax has me at 804 and trans union has me at 864?? different rating system i suppose...

guess thats good...

if i can't buy it i don't get it.

car note and house note... that's it for loans..

i think people are nuts to take out equity lines to buy toys....

i remember looking at a top gun 5 years ago ,was like 160 iish.

20% down and 20 year note fuk that !

how bad would i be in it now depreciation , upkeep , insurance , blown motors , drives etc....

that song "upside down" is playing in my head...

Last edited by Open72; 10-07-2006 at 10:34 PM.
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Old 10-08-2006, 05:36 AM   #36
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Re: Credit Scores???

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Originally Posted by CASH BAR
I have been saying(not doing ) this for years. With EVERYONE asking or needing your SS this days I think congress should pass a law that the only person that should EVER see your inquiries is you....
Recently had a problem with a credit card company (Discover) that they phoned someone with the same name as me and used my SS num. Turns out the guy wanted the card but did not want to give his SS over phone, so they looked it up.
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Old 10-08-2006, 11:40 AM   #37
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Re: Credit Scores???

What do you do If you are self employed ? Every time we lease a piece of equipment/car/software etc they check my credit all those inquiries cant be good.

CM
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Old 10-11-2006, 12:20 PM   #38
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Re: Credit Scores???

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Originally Posted by yahoo
What do you do If you are self employed ? Every time we lease a piece of equipment/car/software etc they check my credit all those inquiries cant be good.

CM
Look into starting a LLC and lease the stuff you need with it instead of you doing it. Most states have decent corporate structures that keeps your private life out of your business....
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Old 10-11-2006, 12:31 PM   #39
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Re: Credit Scores???

I have a C corp. But everyone wants a personal gurantee, and they check your credit.

CM
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Old 10-11-2006, 02:48 PM   #40
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Re: Credit Scores???

if yu argue a past credit and it gets removed, can it later down the road re-appear on your credit again
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