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03-13-2007, 10:19 AM
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#11
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boatless and on the prowl
Join Date: Jul 2004
Location: Beachwood,NJ
Posts: 6,876
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Quote:
Originally Posted by On The Heat
When did you get that?
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LOOOOOOOOOOOOOONG TIME AGO !! Thats what i can get ya into a 30yr fixed rate mortgage at with above average credit
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03-13-2007, 01:22 PM
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#12
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erin says so...
 Platinum Member
Join Date: May 2003
Location: washingtonville, ny
Posts: 2,167
25 baja outlaw 2002
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bernie you just do it all dont you.
__________________
back up b!tch!!!!
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03-13-2007, 01:25 PM
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#13
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Platinum Member
Platinum Member
Join Date: Jul 2005
Location: Houston, TX
Posts: 1,130
2007 37 AVH Active Thunder
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I just got 5.75 the day after the market blip a couple of weeks ago on 30 year 50K cash out refinance. Just got to know the right people and have a bit of net worth with liquidity. I had to pay 1/4 of a point for that but it wasn’t bad. There are a lot of lender now looking at net worth and liquidity vs. just credit score. Those lenders will give you a lot lower rates than just credit score lenders. MY .02…
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03-13-2007, 01:44 PM
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#14
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boatless and on the prowl
Join Date: Jul 2004
Location: Beachwood,NJ
Posts: 6,876
none
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Quote:
Originally Posted by crb76
I just got 5.75 the day after the market blip a couple of weeks ago on 30 year 50K cash out refinance. Just got to know the right people and have a bit of net worth with liquidity. I had to pay 1/4 of a point for that but it wasn’t bad. There are a lot of lender now looking at net worth and liquidity vs. just credit score. Those lenders will give you a lot lower rates than just credit score lenders. MY .02…
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Actually its a trade off...assets and equity vs lil assets and equity but 730 or higher score
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03-13-2007, 09:24 PM
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#15
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Pressurized
Platinum Member
Join Date: Feb 2003
Posts: 360
2001 Powerquest Avenger
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5,75 rate
I got the 5.75 about 17 months ago. Loan was for 20 years on a 4 year old boat
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03-13-2007, 11:29 PM
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#16
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sleek1
Join Date: Jan 2006
Location: Phoenix, AZ
Posts: 1,127
2001 Formula Fastech 353
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5.75 is a smokin rate! I've never heard of a boat loan that low. I'll be shopping soon. Would love to get something around that rate. I figured I'd be looking somewhere around 8.9 or so.
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03-14-2007, 08:14 AM
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#17
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boatless and on the prowl
Join Date: Jul 2004
Location: Beachwood,NJ
Posts: 6,876
none
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Quote:
Originally Posted by performancemary
I got the 5.75 about 17 months ago. Loan was for 20 years on a 4 year old boat
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Marine loan rates are much higher then that now
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03-14-2007, 10:44 PM
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#18
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VIP Member
 VIP Member
Join Date: Jan 2004
Posts: 2,055
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Essex Credit
there current rate today is 6.37% for 20 years
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03-19-2007, 10:25 AM
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#19
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Registered
Join Date: Dec 2002
Location: 1000 Islands
Posts: 4,577
353 FasTech
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I bagged 4.59% fixed 20 yr in Aug '03.
missed 4.39 by a couple days
Those rates will never happen again.
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03-19-2007, 12:26 PM
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#20
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boatless and on the prowl
Join Date: Jul 2004
Location: Beachwood,NJ
Posts: 6,876
none
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Mtg rates are:
6% 25-30 yr fixed today, no points
fixed rate 2nd min loan of $75,100 700FICO to 80CLTV 6.74%
I can go to 100 CLTV with these & no closing costs...
(866)938-2252 ext 320
Bern
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