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is it mandatory to have ins.

Old 01-09-2008, 10:05 PM
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I get pulled over just for being loud and stand out. Dont have to have insurance in NC unless the bank requires it. Being Coast Guard Docked usually keeps the local guys away.
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Old 01-10-2008, 06:35 AM
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Originally Posted by joepaws
just routine checks i guess. i was told when i 1st got my boat to make sure i always have everything i need cause i will get stopped alot. does anyone else have that problem.
let me guess............

Port Everglades
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Old 01-10-2008, 12:43 PM
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Originally Posted by joepaws
just routine checks i guess. i was told when i 1st got my boat to make sure i always have everything i need cause i will get stopped alot. does anyone else have that problem.
Hell no I don't get stopped that much. BUT around here they just look and say, OH hell we can't catch him - lets hit up this pontoon boat
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Old 01-10-2008, 04:46 PM
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You'd be surprised to know how many people DON'T have insurance on their boats....mind boggling......
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Old 01-10-2008, 09:55 PM
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Originally Posted by rchevelle71
let me guess............

Port Everglades
never in the port have i got stopped. but everywhere else.
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Old 02-16-2008, 02:15 AM
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Not sure why you would want to operate a boat w/o insurance. If it's the high premium that's a problem you might want to look into getting at least liability coverages. When you break down the premiums the highest cost is the coverage for your property, your hull, your drives, etc. Liability coverages are relatively cheap and unless you have ut financed you are not required to cover your boat. You do want to be covered for damages to others, environment, etc. You should be able to get a lot of coverage fairly cheap.
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